Mobile loan apps USSD short codes
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USSD Codes for Mobile Loan Apps in Kenya

Sometimes you are in a fix and you want an instant emergency loan without having to download the mobile loan app. Some loan apps in Kenya offer the advantage of USSD codes, which can be used even without a smartphone or internet connection. This means you can access these mobile loans without needing to download the apps.

Most mobile loan apps in Kenya that have USSD codes are mostly available on Safaricom SIM cards, with a few like M-Fanisi, can also be accessed on Airtel lines. You can also access some mobile loans through SMS on loan apps that have the SMS feature enabled.

Some banks give their customers access to soft loans by means of USSD codes. You only need to open an account with the bank and link your bank account to mobile banking before you can start enjoying these mobile loans.

Read: Zenka Loan App: How to Apply and Repay Loan by App and USSD

In this article I will show you a list of USSD codes for popular mobile loan apps in Kenya that have this feature enabled.

Here are USSD Codes for Mobile Loan Apps in Kenya:

USSD codes for mobile loans

Mobile Loan AppProvider (Lender)USSD Code
MCo-opCashCooperative Bank *667#
Pesa PapFamily Bank*325#
KCB MobiKCB Bank*522#
KCB MpesaKCB Bank*844#
Pesa PataPaddy Micro Investments*269#
NCBA LoopNCBA Bank*654#
TimizaBarclays Banks*848#
ZenkaZenka Finance*483*101#
TalaInVenture Mobile LimitedSMS number 21991
M-ShwariNCBA Bank*334#
Halal Pesa (Sharia compliant)Gulf African Bank*334#
FulizaSafaricom, KCB, NCBA*234#
Eazzy LoanEquity Bank*247#
SotiwaSotiwa Ltd*243*90#
ZazipayMyCredit*322#
PezeshaPezesha Africa LtdSend “Pezesha” to 22235
Cash Xpress (TSC employees)Premier Credit*241#
Kopa DohMobile Opulence Ltd*610#
Pesa ChapChapFaulu Microfinance Bank*339#
ExtendMoneyExtendMoney Services*676#
HF WhizzHFC Group*618#
BayesPi Capital Ltd*879*99#
M-FanisiMaisha Bank*281#
Kopa Cash (Airtel Money)Jumo Mobile*222# or *334#
Express (Airtel Money)Ecobank*222# or *334#
Okoa Sasa (TSC Teachers)Okoa Sasa*884#
Okoa MiaOkoaMia Ventures*628#

Take note that some loan apps require you to have registered on their app before applying for a loan through the USSD service.

Read Also:   How to Increase Your Zenka Loan Limit in 2024

Also read:

  1. How to Buy Airtel and Telkom Airtime from Safaricom Mpesa
  2. How to Register and Apply for Airtel Money Loans
  3. Okash Loan App, Loan Application, Repayment, Interest Rates