USSD Codes for Mobile Loan Apps in Kenya

by | Dec 18, 2022 | BUSINESS | 9 comments

Sometimes you are in a fix and you want a simple instant emergency loan without having to download a mobile loan app to access its loan services. Well, in this article I will show you a list of USSD codes for popular mobile loan apps in Kenya that have this feature enabled.

One advantage of USSD codes is that they can be used without a smartphone or internet connection. This means you can access mobile loan services from a loan app without having to download the app to your phone.

Most mobile loan apps in Kenya that have USSD codes are mostly available on Safaricom SIM cards, with a few like M-Fanisi, can also be accessed on Airtel lines. You can also access some mobile loans through SMS on loan apps that have the SMS feature enabled.

Some banks give their customers access to soft loans by means of USSD codes. You only need to open an account with the bank and link your bank account to mobile banking before you can start enjoying these mobile loans.

Read: Zenka Loan App: How to Apply and Repay Loan by App and USSD


How to reset Timiza password

Timiza from ABSA Bank, USSD code. Image courtesy: Timiza

Here are USSD Codes for Mobile Loan Apps in Kenya

Mobile Loan App Provider (Lender) USSD Code
MCo-opCash Cooperative Bank  *667#
Pesa Pap Family Bank *325#
KCB Mobi KCB Bank *522#
KCB Mpesa KCB Bank *844#
Pesa Pata Paddy Micro Investments *269#
NCBA Loop NCBA Bank *654#
Timiza Barclays Banks *848#
Zenka Zenka Finance *483*101#
Tala InVenture Mobile Limited SMS number 21991
M-Shwari NCBA Bank *334#
Halal Pesa (Sharia compliant) Gulf African Bank *334#
Fuliza Safaricom, KCB, NCBA *234#
Eazzy Loan Equity Bank *247#
Sotiwa Sotiwa Ltd *243*90#
Zazipay MyCredit *322#
Pezesha Pezesha Africa Ltd Send “Pezesha” to 22235
Cash Xpress (TSC employees) Premier Credit *241#
Kopa Doh Mobile Opulence Ltd *610#
Pesa ChapChap Faulu Microfinance Bank *339#
ExtendMoney ExtendMoney Services *676#
HF Whizz HFC Group *618#
Bayes Pi Capital Ltd *879*99#
M-Fanisi Maisha Bank *281#
Kopa Cash (Airtel Money) Jumo Mobile *222# or *334#
Express (Airtel Money) Ecobank *222# or *334#
Okoa Sasa (TSC Teachers) Okoa Sasa *884#
Okoa Mia OkoaMia Ventures *628#
Read Also:   Activate and Login to Family Bank Internet Banking Platform

Take note that you will need to register with the loan app or through their USSD first before being granted a loan.

Also read:

  1. How to Buy Airtel and Telkom Airtime from Safaricom Mpesa
  2. How to Register and Apply for Airtel Money Loans
  3. Okash Loan App, Loan Application, Repayment, Interest Rates

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  1. Dennis motari oyuma

    I need a loan of 25000 to keep my small business and buy farm inputs for planting so to upkeep myself and my family

    • Emmanuel Cheloti

      Busines management

  2. Charles mutai

    I Charles mutai I need loan ksh 50000 for a business I will be proud

  3. Wario wako wario

    I need aloan of 5000 for expanding my bussiness


    I need a loan of ksh.50000

  5. Wilkister Adema

    I need a loan of Ksh.10000 for my business

  6. Jackson

    Is need 10000 for expanding my business

  7. Tonny Mboya

    I Need A Loan Of Ksh80000

  8. Kennedy Chomba

    I need a loan of 3000


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