Mobile loan apps USSD short codes
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USSD Codes for Mobile Loan Apps in Kenya

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Sometimes you are in a fix and you want a simple emergency loan without ever downloading a mobile loan app to get access to their loan services. This article outlines popular mobile loans apps in Kenya which can be accessed through USSD short codes.

One advantage of USSD codes is that they can be used without a smartphone or internet connection. This means you can access mobile loan services from a loan app without having to download the app to your phone.

Read: Zenka Loan App: How to Apply and Repay Loan by App and USSD

Some banks give their customers access to soft loans by means of USSD codes. You only need to open an account with the bank and link your bank account to mobile banking before you start enjoying these mobile loans.

You can also get mobile loans through SMS on some loan apps which have the SMS feature enabled.

How to reset Timiza password
Timiza from ABSA Bank, USSD code. Image courtesy: Timiza

List of USSD Codes for Mobile Loan Apps in Kenya

Take note that you will need to register with the loan app or through their USSD first before being granted a loan.

Here is a list of mobile loan apps whose loans can be accessed through USSD codes on Safaricom Sim cards, and some, like M-Fanisi, on Airtel lines:

Read Also:   How to Download Tala Loan App and Apply for Loan
Mobile Loan App Provider (Lender) USSD Code
MCo-opCash Cooperative Bank  *667#
Pesa Pap Family Bank *325#
KCB Mpesa KCB Bank *844#
Pesa Pata Paddy Micro Investments *269#
NCBA Loop NCBA Bank *654#
Timiza Barclays Banks *848#
Zenka Zenka Finance *483*101#
Tala InVenture Mobile Limited SMS number 21991
M-Shwari NCBA Bank *334#
Halal Pesa (Sharia compliant) Gulf African Bank *334#
Fuliza Safaricom, KCB, NCBA *234#
Eazzy Loan Equity Bank *247#
Sotiwa Sotiwa Ltd *243*90#
Zazipay MyCredit *322#
Pezesha Pezesha Africa Ltd Send “Pezesha” to 22235
Cash Xpress (TSC employees) Premier Credit *241#
Kopa Doh Mobile Opulence Ltd *610#
Pesa ChapChap Faulu Microfinance Bank *339#
ExtendMoney ExtendMoney Services *676#
HF Whizz HFC Group *618#
Bayes Pi Capital Ltd *879*99#
M-Fanisi Maisha Bank *281#
Kopa Cash (Airtel Money) Jumo Mobile *222# or *334#
Express (Airtel Money) Ecobank *222# or *334#
Okoa Sasa (TSC Teachers) Okoa Sasa *884#
Okoa Mia OkoaMia Ventures *628#

Also Read:

  1. How to Buy Airtel and Telkom Airtime from Safaricom Mpesa
  2. How to Register and Apply for Airtel Money Loans
  3. Okash Loan App, Loan Application, Repayment, Interest Rates