Safaricom Mpesa withdrawal and sending charges

Mpesa Charges for Withdrawal and Sending Money 2023

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You will incur MPesa charges when you send money or withdraw funds from MPesa agent outlets. You can now transact up to Ksh. 300,000 per day but with a maximum of Ksh. 150,000 at a time.

You can access MPesa services on your Safaricom line either through the MPesa menu or by dialing the Mpesa USSD shortcode service *334#.

In case you send money to the wrong number or pay bill, Safaricom gives you a chance to do an MPesa transaction reversal.

READ: List of USSD Short Codes for all Safaricom Services

Mpesa Withdrawal Charges from Agents

Min (Ksh) Max (Ksh) M-PESA Charges
1 49 N/A
50 100 10
101 500 27
501 1,000 28
1,001 1,500 28
1,501 2,500 28
2,501 3,500 50
3,501 5,000 67
5,001 7,500 84
7,501 10,000 112
10,001 15,000 162
15,001 20,000 180
20,001 35,000 191
35,001 50,000 270
50,001 150,000 300

Mpesa Charges for Sending Money to Unregistered Users

Min (Ksh) Max (Ksh) M-PESA Charges
1 49 N/A
50 100 N/A
101 500 45
501 1,000 49
1,001 1,500 59
1,501 2,500 74
2,501 3,500 112
3,501 5,000 135
5,001 7,500 166
7,501 10,000 205
10,001 15,000 265
15,001 20,000 288
20,001 35,000 309
35,001 50,000 N/A
50,001 150,000 N/A
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Mpesa Charges for Sending to Other Mpesa Users, Pochi La Biashara and Business Till to Customer

Min (Ksh) Max (Ksh) M-PESA Charges
1 49 FREE
50 100 FREE
101 500 6
501 1,000 12
1,001 1,500 22
1,501 2,500 32
2,501 3,500 51
3,501 5,000 55
5,001 7,500 75
7,501 10,000 87
10,001 15,000 97
15,001 20,000 102
20,001 35,000 105
35,001 50,000 105
50,001 150,000 105

ATM MPesa Withdrawal Charges

Min (Ksh) Max (Ksh) M-PESA Charges
200 2,500 34
2,501 5,000 67
5,001 10,000 112
10,001 20,000 197

All Mpesa deposits, buying airtime from the Mpesa account, Mpesa registration, balance inquiry, and change of MPesa PIN are totally free.

safaricom Mpesa agent, business, commission earned
An MPesa Agent Outlet.

Here is what you should note when using Safaricom Mpesa services:

  • Mpesa charges will depend on the amount you are sending or withdrawing
  • Your Safaricom line and Mpesa account must be active for you to transact
  • The maximum account balance is Ksh. 300,000
  • You can transact up to Ksh. 300,000 in a single day with a maximum per transaction capped at Ksh. 150,000
  • The Minimum you can withdraw at an Mpesa agent is Ksh. 50
  • You can initiate self-reversal by sending the transaction confirmation message to 456
  • You cannot deposit money directly into another Mpesa customer’s account
  • You earn Bonga points when you transact on Mpesa
  • You need a Kenyan ID or a Kenyan Passport in order to transact at an Mpesa outlet.
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Also read:

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  3. How to Get Lipa na Mpesa Till Number Online and Activate Using USSD
  4. USSD Codes for Mobile Loans Apps in Kenya
  5. Equity Bank Agency and Equitel Money Transfer Rates