Sometimes you are in a fix and you want a simple emergency loan without ever downloading a mobile loan app to get access to their loan services. This article outlines popular mobile loans apps in Kenya which can be accessed through USSD short codes.

The good thing with USSD codes is that you never need to have a smartphone or internet connectivity to use them. You have access to mobile loan services of a loan app without the need of installing the app on your phone.

See also:

  1. List of Mobile Loan Apps in Kenya and their Interest Rates
  2. List of USSD Short Codes for all Safaricom Services

Some banks give their customers access to soft loans by means of USSD codes. You only need to open an account with the bank and link your bank account to mobile banking before you start enjoying these mobile loans.

You can also get mobile loans through SMS with some loan apps with this feature.

List of USSD Codes for Mobile App Loans in Kenya

Here is a list of some mobile loan apps whose loans can be accessed through USSD codes on Safaricom Sim card:

Mobile Loan App Provider (Lender) USSD Code
MCo-opCash Cooperative Bank  *667#
Pesa Pap Family Bank *325#
KCB Mpesa KCB *844#
Pesa Pata Paddy Micro Investments *269#
NCBA Loop NCBA Bank *654#
Timiza Barclays Banks *848#
Zenka Zenka Finance *483*101#
Fuliza Safaricom, NCBA and KCB Bank *234#
Sotiwa Sotiwa Ltd *243*90#
Zazipay MyCredit *322#
Pezesha Pezesha Africa Ltd Send “Pezesha” to 22235
Cash Xpress (TSC employees) Premier Credit *241#
Kopa Doh Mobile Opulence Ltd *610#
Pesa ChapChap Faulu Microfinance Bank *339#
ExtendMoney ExtendMoney Services *676#
HF Whizz HFC Group *618#
Bayes Pi Capital Ltd *879*99#
M-Fanisi Maisha Bank *281#
Okoa Sasa (TSC Teachers) Okoa Sasa *884#
Okoa Mia OkoaMia Ventures *628#

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