Mpesa paybill service has made it easy for people to buy goods, deposit money into their bank accounts, and pay for utility bills right from the comfort of their mobile phones. However, to transact with Safaricom Mpesa paybill services, you will incur some charges depending on the amount of money you are transacting.
The transaction charges also depend on the type of pay bill tariff the company or business is using.
When you are paying for a certain bill like DSTV, StarTimes, or KPLC tokens, receiving or depositing money to a bank account through M-Pesa, or be it loan app transactions, M-Pesa will charge you depending on the bill amount transacting.
From the tariffs, all paybill transactions below 100 shillings are free of charge, for the first 2 transactions you make.
Any additional transactions between 1 and 100 shillings will cost you between 1 and 2 shillings per transaction.
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Lipa Na Mpesa Paybill Transaction Charges 2022
Lipa Na M-Pesa charges depend on the paybill tariff the business owning the paybill number has chosen.
For example, if a business chooses the business tariff, all the charges will be transferred to the customer, hence more expensive pay bill charges.
Read on to see how much pay bill charges you on each Lipa Na M-Pesa payment you make.
Business Tariff Charges
The customer pays all the transaction charges, like in the case of depositing money to bank accounts or paying bills using Lipa na Mpesa Pay bill service.
Most businesses prefer this model where all the transaction charges are incurred by the customer.
For transactions between 101 to 999 Kenya shillings, M-Pesa charges 23 shillings, and so on as shown in the table:
| Min | Max | Customer | Business |
|---|---|---|---|
| 1 | 49 | Free | Free |
| 50 | 100 | Free | Free |
| 101 | 499 | 23 | – |
| 500 | 999 | 23 | – |
| 1,000 | 1,499 | 34 | – |
| 1,500 | 2,499 | 34 | – |
| 2,500 | 3,499 | 56 | – |
| 3,500 | 4,999 | 56 | – |
| 5,000 | 7,499 | 85 | – |
| 7,500 | 9,999 | 85 | – |
| 10,000 | 14,999 | 112 | – |
| 15,000 | 19,999 | 112 | – |
| 20,000 | 24,999 | 112 | – |
| 25,000 | 29,999 | 112 | – |
| 30,000 | 34,999 | 112 | – |
| 35,000 | 39,999 | 202 | – |
| 40,000 | 44,999 | 202 | – |
| 45,000 | 49,999 | 202 | – |
| 50,000 | 70,000 | 210 | – |
Safaricom has other two paybill tariffs namely:
- Mgao Tariff: Charges are split between the customer and business
- Customer Bouquet Tariff: No charges to the customers; the business bears all charges.
Mgao Tariff Paybill Charges
Here both the customer and the business owning the paybill share the bill as follows:
| Min | Max | Customer | Business |
|---|---|---|---|
| 1 | 49 | Free | Free |
| 50 | 100 | Free | Free |
| 101 | 499 | 23 | – |
| 500 | 999 | 23 | – |
| 1,000 | 1,499 | 23 | 12 |
| 1,500 | 2,499 | 23 | 12 |
| 2,500 | 3,499 | 34 | 22 |
| 3,500 | 4,999 | 34 | 22 |
| 5,000 | 7,499 | 34 | 51 |
| 7,500 | 9,999 | 34 | 51 |
| 10,000 | 14,999 | 34 | 79 |
| 15,000 | 19,999 | 34 | 79 |
| 20,000 | 24,999 | 34 | 79 |
| 25,000 | 29,999 | 34 | 79 |
| 30,000 | 34,999 | 34 | 79 |
| 35,000 | 39,999 | 45 | 157 |
| 40,000 | 44,999 | 45 | 157 |
| 45,000 | 49,999 | 45 | 157 |
| 50,000 | 70,000 | 49 | 161 |
Customer Tariff Charges
Under this tariff, the business is good enough to foot all the paybill charges instead of the customer.
| Min | Max | Customer | Business |
|---|---|---|---|
| 1 | 49 | Free | Free |
| 50 | 100 | Free | Free |
| 101 | 499 | – | 23 |
| 500 | 999 | – | 23 |
| 1,000 | 1,499 | – | 34 |
| 1,500 | 2,499 | – | 34 |
| 2,500 | 3,499 | – | 56 |
| 3,500 | 4,999 | – | 56 |
| 5,000 | 7,499 | – | 85 |
| 7,500 | 9,999 | – | 85 |
| 10,000 | 14,999 | – | 112 |
| 15,000 | 19,999 | – | 112 |
| 20,000 | 24,999 | – | 112 |
| 25,000 | 29,999 | – | 112 |
| 30,000 | 34,999 | – | 112 |
| 35,000 | 39,999 | – | 202 |
| 40,000 | 44,999 | – | 202 |
| 45,000 | 49,999 | – | 202 |
| 50,000 | 70,000 | – | 210 |
Also Read: Pay KPLC Postpaid Electricity Bill by Lipa Na M-pesa, Airtel or Equitel