Mpesa paybill service has made it easy for people to buy goods, deposit money into their bank accounts, and pay for utility bills right from the comfort of their mobile phones. However, to transact with Safaricom Mpesa paybill services, you will incur some charges depending on the amount of money you are transacting.

See also: New Safaricom Mpesa Rates for Withdrawals and Sending Money

Mpesa Pay Bill Tarrifs

Safaricom has three business pay bill tariffs;



  • Mgao Tariff – Charges are split between the customer and business
  • Business Bouquet Tariff – No charges to the business; the customer bears all charges
  • Customer Bouquet Tariff – No charges to the customers; the business bears all
    charges.

The customers have no control over these charges since the kind of tariff a business chooses has a direct effect on the customer. For example, if a business chooses the business bouquet tariff, all the charges will be transferred to the customer, hence more expensive pay bill charges.



On the other hand, the customer bouquet tariff will relieve the customer of all transactional charges related to the Lipa na Mpesa paybill number.

Mgao Tariff Charges
Min Max Customer Business
1 49 Free Free
50 100 Free Free
101 499 23 0
500 999 23 0
1,000 1,499 23 12
1,500 2,499 23 12
2,500 3,499 34 22
3,500 4,999 34 22
5,000 7,499 34 51
7,500 9,999 34 51
10,000 14,999 34 79
15,000 19,999 34 79
20,000 24,999 34 79
25,000 29,999 34 79
30,000 34,999 34 79
35,000 39,999 45 157
40,000 44,999 45 157
45,000 49,999 45 157
50,000 70,000 49 161
Business Bouquet Tariff Charges

The customer pays all the transaction charges, like in the case of depositing money to bank accounts or paying bills using Lipa na Mpesa Pay bill service.



Min Max Customer Business
1 49 Free Free
50 100 Free Free
101 499 23 0
500 999 23 0
1,000 1,499 34 0
1,500 2,499 34 0
2,500 3,499 56 0
3,500 4,999 56 0
5,000 7,499 85 0
7,500 9,999 85 0
10,000 14,999 112 0
15,000 19,999 112 0
20,000 24,999 112 0
25,000 29,999 112 0
30,000 34,999 112 0
35,000 39,999 202 0
40,000 44,999 202 0
45,000 49,999 202 0
50,000 70,000 210 0
Customer Bouquet Tariff Charges



Min Max Customer Business
1 49 Free Free
50 100 Free Free
101 499 0 23
500 999 0 23
1,000 1,499 0 34
1,500 2,499 0 34
2,500 3,499 0 56
3,500 4,999 0 56
5,000 7,499 0 85
7,500 9,999 0 85
10,000 14,999 0 112
15,000 19,999 0 112
20,000 24,999 0 112
25,000 29,999 0 112
30,000 34,999 0 112
35,000 39,999 0 202
40,000 44,999 0 202
45,000 49,999 0 202
50,000 70,000 0 210



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