Have you ever wanted to own a high-end smartphone but are pushed back by high costs? Well, M-Kopa gives an opportunity to Kenyans to own phones on credit basis that would not have been possible to access in one go. With M-Kopa, all you have to do is to select the smartphone you desire, pay an upfront deposit and make the required daily repayment for up to a year.
Currently, M-Kopa offers mostly Nokia and Samsung phone models and is looking into listing more smartphones in the near future. It’s worth noting that there is no link between M-Kopa and Safaricom.
How to Get M-Kopa Phones
To get an M-Kopa phone, you can visit any nearest M-Kopa agent or dealer together with your national ID card and a registered Safaricom SIM card.
You will have the opportunity to look at the M-Kopa phones available at the dealer and the corresponding minimum deposit and daily repayment charges.
After registering your details with the agent, you can proceed to pay the deposit on the phone that pleases you. After that, you can take the phone with you. M-Kopa will activate the phone within 24 hours.
Read: How to Get Safaricom Lipa Mdogo Mdogo Phones.
List of M-Kopa Phones and Prices
Here are some of the phones offered by M-Kopa:
| Phone Model | Deposit (Ksh) | Daily Repayment (Ksh) |
|---|---|---|
| Nokia C1 | 2,699 | 35 |
| Nokia C01 Plus | 3,299 | 40 |
| Nokia 1.4 | 3,999 | 50 |
| Nokia C10 | 3,299 | 40 |
| Nokia C20 | 3,999 | 45 |
| Nokia C21 | 3,999 | 50 |
| Nokia C21 Plus | 4,699 | 55 |
| Nokia C30 | 4,299 | 55 |
| Nokia G10 | 3,699 | 60 |
| Nokia G20 | 4,999 | 70 |
| Nokia G21 | 4,999 | 70 |
| Nokia 5.4 | 5,499 | 85 |
| Nokia G50 | 9,499 | 140 |
| Nokia X10 | 7,999 | 100 |
| Samsung A02 | 3,499 | 55 |
| Samsung AO3 | 3,499 | 60 |
| Samsung AO3 Core | 3,999 | 50 |
| Samsung A03s | 3,999 | 65 |
| Samsung A12 | 4,499 | 70 |
| Samsung A13 | 5,999 | 90 |
| Samsung A22 | 5,999 | 85 |
| Samsung A23 | 7,499 | 100 |
| Samsung A33 | 10,999 | 170 |
Take note that all these phones have a repayment period of up to 365 days. Prices can change at the discretion of M-Kopa and there might be slight variations on the price chart depending on the agent.
What happens if you default on daily repayment?
If you do not meet the daily M-Kopa repayment as agreed, your phone will be deactivated and you will not be able to use it. Once you finish repayment for your M-Kopa phone, you will be given a certificate of full ownership.
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