Loan Apps Without CRB Check in Kenya in 2023

Have you ever wanted an emergency loan only to be turned down because your CRB credit rating is very low? Well, there are many loan apps in Kenya that are barred by the Central Bank of Kenya (CBK) from accessing your CRB scores or blacklisting you on CRB. This means you can now access emergency loans from these mobile loan apps without undergoing a CRB check.

Most loan apps usually check your creditworthiness by looking at your borrowing history on Credit Reference Bureau (CRB) services. However, if they don’t have permission from the CBK to access your CRB status, they will limit how much loan they can offer you at first.

But as you pay back your loans on time and demonstrate that you can be trusted, they will eventually increase your loan limit over time to give you access to larger amounts.

These loan apps also read data like Mpesa messages and other mobile money transactions in order to gauge your loan ability.

Non CRB loan apps in Kenya

Here is a comprehensive list of Loan apps in Kenya that do not require CRB check:

1. Afrika loans
2. Aspira
3. Branch Loan app
4. Carbon
5. Craft loan app
6. Dolax loan app
7. Duta
8. Eazzy Loans
9. Fadhili Loan app
10. Fair Branch: Instantly and Accuracy
11. Fair Money
12. Fintech Loans
13. FlashPesa
14. Fuliza Branch
15. Fululiza Senti
16. Hela Pesa
17. HiCash Quick and Easy Loans to MPESA
18. Hikash
19. i-Save Mobile
20. Imarika Credit
21. Instant Cash- Reliable Money
22. Investor
23. iPesa
24. Izwa Loans
25. Kano Loan App
26. Kash Pesa Loans
27. Kashway
28. Kava Personal Loans
29. Kenya Quick Loan Shop
30. Kenya Quick Loans Market
31. Kopa Jirani
32. Kua
33. Kuwazo
34. Lendi Mkopo
35. Lendy Loans
36. LionCash
37. Loanika
38. Loans Chap Chap
39. M-Kopa
40. M-KOPAY
41. MB-Kash
42. MKash Bee
43. Mshiko Chap
44. Okash
45. Okoa 0% Interest Loans
46. Okoa Cash Loans
47. Okoa Pesa pap
48. Okolea
49. Okolea Quick Loans
50. Opesa
51. Palm Loans Kenya
52. PesaFlash
53. PesaPata
54. Peso Loans
55. Pezesha
56. Phedha Loans
57. Saida
58. Senti
59. Stawika
60. Tala Loan app
61. Top Loan Lenders
62. TumaPesa
63. Tunzi
64. UbaPesa
65. Umba (Formerly Mkopo Kaka)
66. Upazi loan app
67. Utajiri loan app
68. Zash Loan
69. Zenka Loan app