How to Increase your Fuliza Limit in Simple Steps [2023 Updated]

by | Jun 2, 2023 | BUSINESS | 22 comments

Since MPesa, in conjunction with NCBA bank, launched the Mpesa Fuliza overdraft service, Fuliza has now become very popular among Kenyans. Fuliza service allows you to buy airtime and complete any MPesa transaction even if you don’t have enough funds in your account, provided the balance lies within your allowed Fuliza limit.

To be eligible to use Fuliza, your MPesa account must have been active for the last 6 months. If your MPesa account is less than 6 months your Fuliza limit is initially zero.

Before you start enjoying Fuliza services and increasing your limit, you must register and activate Fuliza on your line. Safaricom allows you to increase fuliza limit up to a maximum of Ksh. 70,000.

How to Increase Your Fuliza Limit

To increase your Fuliza limit quickly, you can follow these steps:

  1. Confirm that you have no outstanding Fuliza balance. Ensure that you have repaid any previous Fuliza M-PESA loans in full.
  2. Next, dial *234# on your MPesa registered line. This is the USSD code to access M-PESA services.
  3. Select Fuliza M-PESA from the menu options. This will take you to the Fuliza M-PESA menu.
  4. Now, select Opt-Out from the Fuliza M-PESA menu. This will temporarily deactivate the Fuliza service on your account.
  5. Dial *234# again to access the M-PESA menu.
  6. Next, select Opt-In for Fuliza M-PESA. This will reactivate the Fuliza service on your account with a higher limit.
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By opting out and then opting back in, you are actually resetting your Fuliza M-PESA status. The system may review and increase your limit based on your transaction history and MPesa usage.

Fuliza Mpesa limit

Fuliza limit menu.

You can also use the MySafaricom app to increase your Fuliza limit:

  1. Open the MySafaricom app
  2. Tap on the M-PESA menu
  3. Select Fuliza M-PESA
  4. Tap on the big red button that says OPT-OUT
  5. Go to the MPesa menu again and select Fuliza M-PESA
  6. This time select the option Opt In
  7. Your new limit will be displayed on the screen

Remember, while these steps may help you increase your Fuliza limit more quickly, it’s also crucial to continue using M-PESA and Fuliza services frequently and repay all borrowed Fuliza M-PESA loans on time by topping up your M-PESA account.

This will show Safaricom that you are a responsible and active user, which can contribute to future limit increases.

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  1. Jacob Lekeriya

    Help to increase my fuliza limits

    • Ruth Nyambura

      Help increase my fuliza to 10000

      • Dishon GUNDI

        Hello help me to increase my fuliza limit to 100000

      • Samuel

        I need to increase to 10000

        • Robert Noby

          Help me increase my fuliza limit to 10000

      • Dennis munyao mutiso

        How can u help me to increase my fuliza limit

      • Aslam obunga

        I made a blunder and unknowingly opted in and out several I need my limit at 1500 please uk

    • Moses ngumi

      Good job

    • Brian

      Help have a fuliza limit

  2. Brenda phatty haganda

    I need help to increase my fululiza loan

    • Richard

      How can I do to increase fuliza limits please

      • Help me to increase my fuliza limit from zero to 1000

        Help me to increase my fuliza limit from zero to 1000

  3. Eunice wanjala

    Please help me to increase the fuliza limit

  4. Omondi Ago

    Please help me to increase my fuliza limit from zero to 48000.

  5. Mike wafula

    Help me to increase my fuliza limit to 10,000

  6. Amram kiplangat

    help me to increase my fuliza limit

  7. Vivian migaliza

    Help me join fuliza please

  8. Guyo Galgalo

    I’m hereby kindly requesting for an increase in my fuliza limits from 2000 to 4500, Thanks.

  9. Kenn John

    I need to increase my fuliza limit 200 to 1500

  10. Wairimu

    Had a fuliza limit of 2000 opted out and opted in.
    Safaricom has reset my Fuliza to ZERO.
    How can I get back my limit?
    Have tried opt in and opt out over 30 times now.
    Kindly help me get back my limit.


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