Lipa Na Mpesa Paybill Charges in 2025

by | Last updated Sep 8, 2025

MPesa paybill Lipa Na MPesa transaction charges

Mpesa paybill service has made it easy for people to buy goods, deposit money into their bank accounts, and pay utility bills right from the comfort of their mobile phones. However, to transact with Safaricom Mpesa pay bill services, you will incur some charges depending on the amount of money.

This article outlines the current MPesa paybill charges for paying bills by MPesa or sending money from mobile banking accounts.

From the tariffs, all pay bill transactions below 100 shillings still remain free of charge.

New paybill charges

Nill charges for transactions from 1 to 100 shillings.

Read: How to Aply for Till Number Online and Activate Using USSD.

Lipa Na M-Pesa Paybill Charges

The MPesa paybill tariffs below show transaction charges for paying bills via MPesa, and withdrawing money from businesses to MPesa accounts via mobile banking. Safaricom has equalised the rates across all three tariffs (Mgao, business, and customer)

M-Pesa to Business Tariff Rates

This is where you pay bills from your MPesa account using the business number of the company you want to pay.

The customer pays all the transaction charges, like in the case of depositing money to bank accounts or paying bills like DStv using Lipa Na Mpesa pay bill service.

For transactions between 101 to 1,000 Kenya shillings, M-Pesa charges 5 shillings, the maximum being 108 shillings for bills between Ksh. 70,001 to Ksh. 250,000.

Min Max Customer Charge
1 49 Nil
50 100 Nil
101 500 5
501 1,000 10
1,000 1,500 15
1,501 2,500 20
2,501 3,500 25
3,501 5,000 34
5,001 7,500 42
7,501 10,000 48
10,001 15,000 57
15,001 20,000 62
20,001 25,000 67
25,001 30,000 72
30,001 35,000 83
35,001 40,000 99
40,001 45,000 103
45,001 50,000 108
50,001 70,000 108
70,001 250,000 108

Business to M-Pesa Paybill Charges

These are the charges you or the business will incur when depositing money to MPesa from business accounts. For example, some mobile loan apps or Banks may charge you to withdraw money to your MPesa account.

Here are the new business tariff to MPesa rates:

Min Max Customer Charge
1 49 Nil
50 100 Nil
101 500 5
501 1,000 10
1,000 1,500 15
1,501 2,500 20
2,501 3,500 25
3,501 5,000 34
5,001 7,500 42
7,501 10,000 48
10,001 15,000 57
15,001 20,000 62
20,001 25,000 67
25,001 30,000 72
30,001 35,000 83
35,001 40,000 99
40,001 45,000 103
45,001 50,000 108
50,001 70,000 108
70,001 250,000 108

Disclaimer: Safaricom may change its tariff rates at any time without notice. Please check Safaricom’s website for any updates. We will do our best to update the rates as soon as they change.

Also Read:

  1. Pay KPLC Postpaid Electricity Bill by Lipa Na M-pesa, Airtel or Equitel
  2. USSD Codes for Mobile Loan Apps in Kenya
  3.  New Safaricom Mpesa Rates for Withdrawals and Sending Money

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