Berry mobile loan app offers a simple and fast way to get instant loans straight into your MPesa account. All you have to do is to download the app and follow easy steps to register and apply for a loan. Take note that Berry mobile loan is currently available to Safaricom subscribers only.
Berry loan offers a minimum of Ksh. 500 up to a maximum limit of Ksh. 50,000. You can increase your limit by repaying your mobile loan on time and maintaining a good credit history.
Berry loan repayment period is up to 30 days.
Read: 17 Best Loan Apps in Kenya for Instant Loans
How to Register on Berry Mobile App
Follow these steps to register your details on the Berry app before applying for a loan:
- Search and install the Berry app from Google Play Store
- Now enter your national ID number, name, date of birth and gender
- Open the app and allow it to access phone details such as Location, calendar, messages (for OTP purposes), photos and media (for MPesa statements)
- Next, enter your MPesa mobile number
- Wait for Berry to automatically catch the verification OTP code sent
- Enter a safe PIN your will be using to access the app
How to Apply for Berry Loan
To easily qualify for a loan from Berry, you will need to upload a full 12-months MPesa statement generated today.
You can request your current MPesa statement in your email by dialing *234*5*1#.
After successful download and registering on the app, follow these simple steps to apply for your first loan:
- Open and log into the app
- Press the Apply Now button
- Next, upload your current 12-months MPesa statement by pressing on Upload a File, then selecting the statement document
- Next, hit on the SUBMIT button
- After a short while, Berry will send you an SMS with details on whether or not you qualify for a loan and the loan limit you can borrow
- If you qualify, you can then proceed to apply for a loan which will be processed in minutes and send directly to your MPesa.
How to Repay Your Loan
- Open the MPesa menu or dial *334#
- Select Lipa na MPesa
- Select Pay Bill
- Enter Berry business number 977888
- For account number, enter the MPesa number you used to apply for the loan
- Enter the loan amount you wish to repay
- Enter your MPesa PIN
- Confirm the details and send