Download Zenka loan app, register, apply and repay loan to increase limit.

Zenka Loan App 2024: How to download and Apply for Loans

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Zenka is a loan app offering quick and easy access to emergency funds in Kenya. You can check your loan limit and apply in a few steps through their app or by dialing the new USSD code *841#, even without a smartphone or internet connection. However, it’s essential to note that Zenka’s loans come with transparent interest rates ranging from 70.7% to 224.89% APR. This means you’ll know exactly how much you’ll repay each month, but it’s also crucial to understand the potential financial impact before borrowing.

Remember, borrowing should be done responsibly and only if you can comfortably afford the repayments. If you need some extra cash for an unexpected expense, Zenka can be an option, but carefully consider your budget and repayment ability before applying.

Zenka offers fast loan applications through app or USSD and transparent loan rates with flexible repayment options. Remember to understand terms, calculate repayments, and only borrow what you can afford to repay.

How to Download Zenka App and Apply for Loan

  1. Go to Google Play Store and search for Zenka app
  2. Install the app and open it
  3. Register by filling in personal information
  4. Choose a security question and key in your answer
  5. Enter a 4-digit PIN that will act as your password
  6. Read the terms and conditions and agree to proceed
  7. Enter the verification code you have received on your phone and press done
  8. Next, choose the loan amount you wish to apply
  9. Select the repayment duration terms
  10. Wait for some time for the Zenka Finance team to evaluate your application
  11. If successful, you will receive your loan straight into your M-Pesa account
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Zenka app interest rate, registration, promotion
Registering on Zenka App.


Applying Loan through USSD *841#

You can also apply for Zenka loan through the USSD *328# by following these steps:

  1. Dial the *841# from your M-Pesa line
  2. Enter your PIN to continue or select Register if not yet registered
  3. Select Apply for Loan
  4. Read and Approve the Zenka loan terms and conditions
  5. You will then see your loan limit on the screen
  6. Select the loan amount you wish to apply and then select the approve option
  7. You will receive the money straight in your M-Pesa
Download and install Zenka loan app
Getting first interest-free loan from Zenka

How to Repay Your Zenka Loan

You can repay your Zenka loan through the Zenka Business Number: 979988. To repay your loan follow these simple steps:

  1. On your M-Pesa menu select Lipa na M-Pesa
  2. Select Pay Bill
  3. Enter 979988 as the Zenka pay bill number
  4. The Account number is the M-Pesa mobile number you registered with Zenka
  5. Enter the loan repayment amount
  6. Enter your M-Pesa pin
  7. Confirm your details are Okay then Send

How to Reset Forgotten Zenka PIN

If you have forgotten your PIN, you can follow these steps to reset it:

  • Click Sign In and then enter your mobile number and press Next
  • At the top of the screen press on forgot PIN
  • Answer your Security Question and press next
  • You will receive a reset PIN through SMS
  • You can now sign in again but with the new PIN
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In case of any issues that may arise, you can look at the Zenka Loan Contacts for Customer Care to reach the Zenka technical team.

Disclaimer: This information is for general knowledge only and is not intended to be financial advice or an endorsement of any specific product or service, including Zenka. We have no affiliation with Zenka or its products. Before making any financial decisions, always conduct your own thorough research, understand the terms and conditions and only borrow responsibly if you can comfortably afford the repayments.