The Okoa Jahazi service allows Safaricom PrePay subscribers with a line that has been active for the last 180 days to request airtime, SMS or internet bundles credit advance depending on their set credit limits.
Initially, it was not possible to Okoa more than once until you pay off the credit you borrowed. Now, with the new Multiple Okoa, Safaricom has made it possible for subscribers to get advance credit as many times as possible up to their weekly credit limit.
To use Multiple Okoa credit, your line only needs to be active for at least 15 days. This is good news to new Safaricom subscribers.
Okoa repayment period is set at 5 days.
Each additional Okoa credit loan you take has its own 5-day validity lifespan.