Stawika loan app download, apply and repay loan.

How to Apply for Stawika Loan (App), Repay and Interest Rate

Stawika loan app is a product of Stawika Capital Limited and aims to help any person with an android mobile phone, above 18 years and with a national ID to access emergency loans in less than 5 minutes upon the installation of the app.

Existing Stawika customers (those already registered on the app) can also borrow or repay Stawika loan through the Stawika Loan App USSD  code *872#.

Applying for Stawika loan is simple and straightforward and does not need any registration fees.

Stawika charges a flat interest rate of 15% on the loan borrowed.

How to Register and Apply for Stawika Loan

To install Stawika loan app and get access to loans, you need a smartphone that supports Android with at least enough bundles to download the app and perform basic registration.

Anyone above the age of 18 with an android phone, an M-Pesa account and a good credit rating with the CRB companies is eligible for Stawika loans.

To apply for Stawika loan on the app, follow these steps:

  1. Search for Stawika loan app from Google Play Store and install it
  2. Open the app and accept the terms and conditions after thorough reading
  3. Enter your M-Pesa phone number
  4. Next, enter the OTP verification code just sent to the phone number you have given
  5. Set your password or PIN and confirm in the next textbox
  6. Now, key in your personal details required (names as on ID card)
  7. Next, you will be required to enter the next of kin phone number
  8. You will now be taken to a page where you can sign in using the password and phone number you provided
  9. Next press the View Loan Limit button
  10. You can now borrow according to your loan limit
  11. The money will be sent directly to the M-Pesa number you provided
Read Also:   USSD Codes for Mobile Loan Apps in Kenya

How to Repay Stawika Loan

  1. Go to the Safaricom SIM toolkit and select M-Pesa
  2. Select Lipa na M-Pesa
  3. Select Paybill
  4. Enter the Stawika business number 830685
  5. For the Account number, enter the mobile number you used to borrow the loan
  6. Enter the amount you wish to repay
  7. Enter your M-Pesa PIN
  8. Confirm the details and send.

How to Increase Stawika Loan Limit

Stawika uses your phone’s data and CRB credit history to determine your loan limit and credit worthiness. To increase your Stawika Loan App limit, you can do the following:

  • Do not delete your mobile payment SMS messages
  • Repay your loan on time. The earlier, the better
  • Keep the Stawika mobile application installed on your phone always
  • Have a good credit history with other creditors.

Stawika Loan App Contacts

You can contact Stawika team using any of the following means:

Phone Number:  020 7608940


Facebook page: @stawika capital

Twitter handle: @stawika

You can also use the contact form on Stawika website:

Also Read:

  1. How to Apply for Timiza loan and Pay by Mpesa
  2. How to Apply and Repay Zenka Loan Via App and USSD Code
  3. Branch Loan App, How to Apply Loan, Repay and Interest Rates