safaricom Mpesa agent, business, commission earned

Safaricom Mpesa Agent Commission Rates 2021

Safaricom Mpesa agents will now get better returns as Safaricom increases agent commission on deposits across the bands, especially on higher transaction bands. With the new tariffs, the lowest an agent earns on deposits between sh. 50 to 100 is 4 shillings. The highest commission is sh 190 for deposits of sh. 50,000 to 70,000.

There are higher commissions on the high-end deposit bands. Hence the Mpesa agent business is more profitable in strategic locations with high human traffic doing frequent withdrawals and deposits.

Mpesa Agent Commission on Deposits

The table shows the deposit transaction bands and the agent commission earned for deposits within a given range.

 Deposit Bands (Ksh) Agent Commission (Ksh)
50 – 100 4
101 – 510 8
511 – 1,010 9
1,011 – 1,510 10
1,511 – 2,510 11
2,511 – 3,510 12
3,511 – 5,010 14
5,011 – 7,510 20
7,511 – 10,010 28
10,011 – 15,010 40
15,011 – 20,020 55
20,021 – 25,020 71
25,021 – 30,020 87
30,021 – 35,020 103
35,021 – 40,020 119
40,021 – 45,020 135
45,021 – 50,020 150
50,021 – 60,020 190
60,021 – 70,000 190

Mpesa Agent Commission on Withdrawals

Mpesa revised agent commissions on withdrawals downwards in some bands so as to encourage more deposit transactions by agents. Other bands were not touched.

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Mpesa withdrawals carry higher commissions than deposits. You can earn up to Ksh. 200 per transaction for Mpesa withdrawals of between Ksh. 50,001 – 70,000

Here are the revised Mpesa agent commissions earned on withdrawals for both registered and unregistered Mpesa customers:

Transaction Band (Ksh)  Commission, Registered Customers (Ksh) Commission, Unregistered Customers (Ksh)
10 – 49 N/A N/A
50 – 100 5 N/A
101 – 500 8 8
501 – 1,000 10 10
1,001 – 1,500 12 12
1,501 – 2,500 15 5
2,501 – 3,500 20 20
3,501 – 5,000 25 25
5,001 – 7,500 30 30
7,501 – 10,000 35 35
10,001 – 15,000 45 45
15,001 – 20,000 60 60
20,001 – 25,000 65 65
25,001 – 30,000 70 70
30,001 – 35,000 70 70
35,001-40,000 100 N/A
40,001 – 45,000 150 N/A
45,001 – 50,000 180 N/A
50,001 – 70,000 200 N/A

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  6. How to Transfer Money into Cooperative Bank Account from Mpesa
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