The National Health Insurance Fund, NHIF introduced what it calls the NHIF SUPA cover for the Kenyan population both in the formal and informal sectors and their families. In the Supa cover, you can pay Ksh. 500 per month which will cater for medical services for the principal member and beneficiaries. To access NHIF services in Kenya, the employer deducts 2% of their gross salary which is then handed to the national health insurer.
For people employed in formal sectors or public institutions, it is compulsory for them to pay a varying amount of money based on their gross salaries.
While it is compulsory for those in formal employment to remit their NHIF contributions, it is voluntary for any other person to do so.
NHIF outpatient services in general entail consultation, laboratory and investigations, daycare procedures, drugs and dispensation, health education, wellness and counseling, physiotherapy services, immunization/vaccines as per the KEPI schedule, management of chronic ailments (HIV/AIDS, Diabetes, Asthma, Hypertension, cancer), Treatment of sexually transmitted diseases, Radiology Services, Family planning/midwifery/ante/post-natal services, Physiotherapy Services, referral for specialized services.
The Supa cover outpatient services covered include:
Radiological services package
Caters coverage for Magnetic Resonance Imaging (MRI) and Computerized Tomography (CT) scan, and Ultra Sound.
Cancer package/Oncology package
It Covers Chemotherapy, Radiotherapy, and Brachytherapy for cervix and prostate cancer. For up to 10 sessions annually.
Renal Dialysis and Kidney Transplant package
It includes coverage of Dialysis up to twice per week, kidney transplant package where the donor is covered as well.
It includes coverage of minor, major, and specialized surgeries.