How to Check Your Fuliza MPesa Limit and Balance

by | Last updated May 7, 2026

Fuliza M-Pesa loan and airtime, Fuliza ya Biashara, register, opt out, interest rate, check limit and balance.

Fuliza is a Safaricom overdraft service that allows MPesa customers to buy goods, pay bills, buy airtime as well as send money to other people, so long as you are within your Fuliza limit. In this article I will show you how to easily check your Fuliza limit and balance available before using it to perform MPesa transactions.

In another article, I wrote about how to activate Fuliza MPesa on your SIM card and use it to transact on MPesa.

MPesa allows you to use Fuliza as many times as possible before you reach your limit. You can increase your Fuliza limit by frequently using MPesa, borrowing and repaying on time.

fuliza message prompt

Using Fuliza to complete a transaction.

Any time you use Fuliza to complete MPesa transactions, you will receive a notification from MPesa detailing the Fuliza balance and the remaining limit.

To know your Fuliza balance and the overall limit, you can either use the USSD code *234# or the MySafaricom app.

Read: How to Become a Safaricom M-pesa Agent and Requirements

How to Check Fuliza Limit and Balance Using USSD *234#

  1. Dial *234#
  2. Select the option Fuliza M-Pesa
  3. Select either Check My Limit or My Fuliza Balance
  4. You will receive a message in either case
  5. The messages will show your Fuliza Mpesa limit, outstanding amount, and the remaining available limit.

Read: Zenka Loan App: How to Apply and Repay Loan by App and USSD.

Check Fuliza Limit and Balance Via MySafaricom App

  1. Open the MySafaricom App
  2. At the bottom of your screen, tap on the M-PESA menu
  3. Select Fuliza M-PESA
  4. The screen will display your Limit, available limit, Fuliza Mpesa you have taken and the amount due
  5. You will also receive a text message detailing your mini statement

Read also:

  1. How to Repay Timiza Loan Through M-Pesa
  2. Stawika Loan App: Download, Apply & Repay Easily
  3. Top 15 Loan Apps in Kenya for Quick and Easy Loans

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