SACCOs serve the common purpose of members by pooling resources together to help them access low-interest loans as well as save and earn dividends on their savings. This article lists some major or renowned SACCOs in Kenya, their branches, and contacts.
To be a member of a SACCO, you have to fill out a registration form at the SACCO branch or headquarters and make an initial minimum deposit.
From there hence, you will be required to remit at least a set minimum monthly contribution to remain active in the SACCO. These contributions go towards your savings.
See also: List of SACCOs in Kenya Regulated by SASRA
You can pay your SACCO contribution through Mpesa paybill number or visit the nearest branch.
Major or popular SACCOs in Kenya have several branches across the country, apart from their main headquarters, and provide working contacts to reach them.
Branches and Contacts of Popular SACCOs in Kenya
Here is a list of some common SACCOs in Kenya with their branches and contacts. Not in any particular order.
1. AMICA SACCO (Formally MURATA SACCO)
Majorly serves farmers. Headquartered at Mugama Unions Building, Uhuru Street, Murang’a Town.
Contacts: P.O. Box 816-10200 Murang’a, Telephone: 060-20-30253/4 or 0729-333-444.
AMICA SACCO Branches
- Murang’a Town Centre
- Thika Town Centre
- Kiriaini Market Centre, Kiambu
- Maragua Town Centre
- Kangema Town Centre
- Kandara Town Centre
- Kahuhia Trading Centre
- Kahuro Trading Centre, Murang’a
- Kirwara Trading Centre
- Kigumo Town Centre
- Kahatia Trading Centre
- Sabasaba Trading Centre
- Kagunduini Market Centre
- Gitugi Trading Centre
- Kangari Trading Centre
- Kenol Trading Centre
- Nairobi City Branch
2. AFYA SACCO
Headquarters: Afya Centre, Tom Mboya Street, Nairobi City Centre
Contacts: P.O. Box 11607 – 00400, Nairobi. Telephone: 2223970/2223961, Email info@afyasacco.com.
Afya SACCO Branches
- Afya Centre, Nairobi
- Nairobi –KNH Branch
- Nakuru Hospital Branch
- Eldoret – MTRH Branch
- Kisii Hospital Branch
- Kakamega Hospital
- Kisumu Hospital Branch
- Mombasa Hospital
- Meru Hospital Branch
- Nyeri Hospital Branch
3. BIASHARA SACCO
Headquarters: Biashara Sacco Building, Kimathi Way, Nyeri Town.
Contacts: P.O. Box 1895-10100, Nyeri. Telephone: 061- 2034206/7 or 0722-557-188. Email: biasharasacco@yahoo.com
Biashara SACCO Branches
- Rware Market centre, Nyeri
- Karatina Town centre
- Othaya Town centre, Nyeri
- Mukurweini Town Centre, Nyeri
- Kiawara Town Centre, Nyeri
- Nanyuki Town, Laikipia
- Embu Town centre
- Thika Town centre
- Nairobi City Branch
4. BINGWA SACCO
Headquarters: Tea Growers Complex, Kutus/Karatina Rd, Kerugoya Town.
Contacts: P.O Box 434-10300, Kerugoya. Telephone: 020-3577823/060-2021278/060-2021014
Bingwa SACCO Branches
- Kagumo Town centre, Kirinyaga
- Kimunye Market Centre
- Karumandi Market Centre
- Kiangai Market Centre
- Kiamutugu Market Centre
- Kibirigwi Market Centre
- Kagio Town Centre
- Ngurubani Town
- Nairobi Town Branch, Nairobi
- Kutus Town Branch
- Kianyaga Town Centre
- Gatwe Shopping Centre
5. BORESHA SACCO
Headquarters: Teachers Plaza, Market Road, Eldama Ravine Town, Baringo County
Contacts: P.O. Box 80-20103, Eldama Ravine, Cell phone: 0720-200-689/0734-200-004. Email: info@boreshasacco.co.ke
Boresha SACCO Branches
- Kabarnet Town Centre,Baringo
- Marigat Town
- Mogotio Townaringo
- Kabartonjo Town centre
- Mochongoi Market centre
- Barwessa Market centre
- Eldoret Town Centre, Uasin Gishu
- Chemolingot Market centre
- Eldama Ravine Town Office
- Nakuru Town Centre
- Kapsabet Town Centre, Nandi
- Tenges Town Centre
- Mumberes Market Centre
- Kapsaraman Market Centre
- Kisanana Market Centre
6. CAPITAL SACCO
Headquarters: MACCU Building, Kenyatta Highway, Meru Town
Contacts: P.O. Box 1479-60200, Meru, Telephone: 064-31446/0708-843-287/8, Email: info@capitalsacco.co.ke
CAPITAL SACCO Branches
- Kanyakine Market centre, Meru
- Gatimbi Market centre
- Nkubu Market centre
- Kinoro Market centre
- Githongo Market Centre
- Timau Town
- Kionyo Market centre
- Kibirichia Market centre
- Mitunguu Market centre
- Kiangua Market centre
- Igoji Market centre
- Chaaria Market centre
- Kangeta Market centre
- Nairobi City CBD Branch
7. CHAI SACCO SOCIETY BRANCHES
- Nairobi Town Centre – FOSA
- Litein Town centre, Kericho
- Mombasa Town centre
- Nkubu Town centre, Meru
- Kisii Town centre
- Headquarters: KTDA Plaza, Moi Avenue, Nairobi City.
8. IMARISHA SACCO
Headquarters: Kipsigis Teachers Co-op House, Kericho-Nakuru Highway, Kericho Town
Contacts: P.O. Box 682-20200, Kericho, Cell phone: 0720-290 222/0723-975-920/0709 578 000, Email: kerichohq@imarishasacco.co.ke
IMARISHA SACCO Branches
- Bomet Town Centre
- Litein Town Centre, Kericho
- Awasi Trading Centre, Kisumu
- Ndanai Market Centre, Bomet
- Nandi Hills Town Centre, Nandi
- Mulot Trading Centre, Bomet
- Keringet Town Centre, Nakuru
- Eldoret Town Centre, Uasin Gishu
9. KENYA POLICE SACCO SOCIETY
Headquarters: Kenya Police Sacco Plaza, Ngara Rd, Ngara, Nairobi City
Contacts: P.O. Box 51042-00200, Nairobi, Cell phone: 0709-825-000, Email: info@policesacco.com
Kenya Police SACCO Branches
- Mombasa Town CBD
- Eldoret Town CBD, Uasin Gishu
- Kisii Town Centre, Kisii
- Meru Town Centre
- Nyeri Town Centre
- Kakamega Town Centre
- Nakuru Town Centre
10. KITUI TEACHERS SACCO
Headquarters: Kitui Teachers Sacco Plaza, Kalundu Road, Kitui Town
Contacts: P.O. Box 254-90200, Kitui, Telephone: 044-4422721/020-8014596. Email: kituiteachers@jambo.co.ke OR info@kituiteacherssacco.com
Kitui Teachers SACCO Branches
- Mwingi Town Centre
- Mutomo Town CentreKitui
- Kyuso Town Centre
- Mutito Branch- Zombe Town Centre
- Makindu Trading Centre, Makueni
11. K- UNITY SACCO BRANCHES AND CONTACTS
Headquarters: Mapa House 8th Floor, Biashara Street, Kiambu Town
Contacts: P.O. Box 268-00900, Kiambu, Telephone: 066-2022060/066-2222201 or 0707-424-774.Email: info@unityfinance.co.ke OR info@k-unity.co.ke
K-Unity SACCO Branches
- Githunguri Town
- Kagwe Town Centre
- Suswa Town Centre, Narok
- Kiriita Town Centre
- Limuru Town, Ushiriki Building
- Wangige Town Centre, Kiambu
- Kikuyu Town Centre, Kiambu
- Mai-Mahiu Town Centre, Nakuru
- Gikomba Market – Nairobi
- Banana Town Centre, Kiambu
- Naireka Enkare Trading Centre, Narok
- Wakimbo Trading Centre, Nyandarua
- Ruaka Trading Centre, Kiambu
12. KWETU SACCO
Headquarters: Mwalimu Centre, Syokimau Road, Machakos Town
Contacts: P.O. Box 818-90100, Machakos, Telephone: 044-20160/044-20806 or 0722-840-682. Email: info@kwetusacco.com
KWETU SACCO Branches
- Kibwezi Town Centre, Makueni
- Wote Town Centre
- Emali Town Centre
- Kikima (Mbooni) Trading Centre
- Matuu Town Centre, Machakos
- Kangundo Town Centre, Machakos
- Mashuru Town Centre, Kajiado
- Nunguni Market Centre, Makueni
- Mwala Market Centre, Machakos
13. MAGEREZA SACCO
Headquarters: Mageso Chambers, Moi Avenue, Nairobi City Centre
Contacts: P.O. Box 53131-00200, Nairobi, Telephone: 2244138/342701/ 2248614 or 0716-315-155. Email: magereza@magerezasacco.coop OR magereza@magerezasacco.co.ke
Magereza SACCO Branches
- Mombasa Town Centre
- Eldoret Town Centre
- PSTC- Ruiru Town Centre, Kiambu
- Kisumu Town Centre
14. WANANCHI SACCO BRANCHES AND CONTACTS
Headquarters: Wananchi Sacco Building, Nyeri-Othaya-Kiriani Road
Contacts: P.O. Box 910-10106, Othaya. Telephone: 061-3152248/ 061-3152174/ 0722-299 265. Email: info@wananchi-sacco.co.ke OR info@wananchisacco.coop
Wananchi SACCO Branches
- Nyeri Town Centre
- Karatina Town Centre
- Chaka Trading Centre
- Mweiga Trading Centre
- Subukia Trading Centre, Nakuru
- Dundori -Mirangine Gwakiongo Market Centre, Nyandarua
- Gakindu Market Centre, Nyeri
- Nakuru Town Centre
15. WAKENYA PAMOJA SACCO
Contacts: Headquarters: P.O Box 829-40200, Kisii. Telephone: 058-30220/1 or 0736-856-060. Email: wpsacco@wakenyapamojasacco.com
Wakenya Pamoja SACCO Branches
- Ogembo Town Centre, Kisii
- Keroka Town Centre, Nyamira
- Kebirigo Town Centre, Nyamira
- Nyamaiya Market Centre, Nyamira
- Magombo Market Centre, Nyamira
- Nyamache Market Centre, Kisii
- Marani Market Centre, Kisii
- Nyamarambe Market Centre, Kisii
- Tabaka Market Centre, Kisii
- Oyugis Town Centre, Homabay
- Ikonge Market Centre, Nyamira
- Kisii Town Centre
16. VISION AFRIKA SACCO
Headquarters: Kenyatta Avenue, Rajdeep Building, Nakuru Town Centre
Contacts: P.O. Box 18263-20100, Nakuru.Cell phone: 0708-215-716/ 0716-291-514. Email: visionafrica@gmail.com
Vision Arika SACCO Branches
- Gilgil Town Centre
- Naivasha Town Centre
- Molo Town Centre
- Nakuru Town Centre
17. UNIVERSAL TRADERS SACCO
Headquarters: Traders House, Syokimau Road, Machakos Town
Contacts: P.O Box 2119-90100, Machakos. Cell phone: 0716-127-102. Email: info@universaltraders.co.ke OR dmutunga@universaltraders.co.ke
18. UNAITAS SACCO SOCIETY LIMITED
Headquarters: Cardinal Otunga Plaza, Kaunda street, Nairobi City Centre
Contacts: P.O. Box 38721 – 00100, Nairobi. Cell phone: 0721-244-139/ 0775-530-310. Email: info@unaitas.com
UNAITAS SACCO Branches
- Murang’a Town Centre
- Kangari Trading Centre, Murang’a
- Kanyenya-ini Trading Centre, Murang’a
- Gatura Trading Centre, Murang’a
- Kahatia Trading Centre, Murang’a
- Kiria-ini Trading Centre, Murang’a
- Mununga Trading Centre, Murang’a
- Kangema Town Centre, Murang’a
- Githumu Trading Centre, Murang’a
- Thika Town Centre, Kiambu
- Juja Trading Centre, Kiambu
- Nairobi -Temple Road, Nairobi
- Kasarani Area – Nairobi
- Ongata Rongai Town Centre, Kajiado
- Nakuru Town Centre
- Mlolongo Trading Centre, Machakos
- Gatundu Town Centre, Kiambu
- Nairobi – Kawangware Trading Centre
- Naivasha Town Centre
- Embu Town Centre
- Meru Town Centre
- Kisii Town Centre
- Eldoret Town Centre
- Kisumu Town Centre
- Nairobi, Cardinal Otunga Plaza
- Nairobi, Gikomba Market Branch
19. UKULIMA SACCO
Headquarters: Ukulima Co-operative House, Haile Selassie Avenue, Nairobi City Centre.
Contacts: P.O. Box 44071-00100, Nairobi. Telephone: 020-2785000 or 0720-179-991, Email: info@ukulimasacco.coop
UKULIMA SACCO Branches
- Kisumu Town Branch
- Mombasa Town Branch
- Eldoret Town Centre
- Nairobi, Ukulima Co-op House
- Embu Town Centre
- Nakuru Town Centre
- Kisii Town Centre
20. TOWER TEACHERS SACCO SOCIETY
Headquarters: Tower SACCO FOSA Building, Nyahururu- Ol’kalou Road, Ol’Kalou Township, Nyandarua county.
Contacts: P.O. Box 259-20303, Ol’Kalou. Cell phone: 0723-836-421/ 0733-416-492. Email: info@towersacco.co.ke
Tower Teachers SACCO Branches
- Engineer Trading Centre, Nyandarua
- Ndaragwa Trading Centre, Nyandarua
- Gilgil Town Centre, Nakuru
- Nyahururu Town Centre, Nyandarua
- Miharati Trading Centre
- Naivasha Town Centre, Naivasha
- Mararal Town Centre, Samburu
- Nakuru Town Branch,
- Rumuruti Town Centre, Laikipia
- Ol Kalou Town Centre, Nyandarua
- Nairobi City Branch, Nairobi
- Wiyumiririe Trading Centre, Laikipia
- Kwa – Haraka Trading Centre, Nyandarua
- Shamata Trading Centre, Nyandarua
- Mirangine Trading Centre
- Murungaru Trading Centre
- Narok Town Branch, Narok
21. TAIFA SACCO SOCIETY LIMITED
Headquarters: NCU Building, Gakere Road, Nyeri Town Centre
Contacts: P.O. Box 1649-10100, Nyeri. Cell phone: 0724-635-463/ 0770-232-315/ 0770-232-328/ 0770-232-337. Email: info@taifasacco.co.ke OR info@taifasacco.coop
Taifa SACCO Branches
- Nairobi Town CBD
- Mukurweini Town Centre, Nyeri
- Karatina Town Centre, Nyeri
- Othaya Town Centre
- Mweiga Town Centre
- Narumoru Town Centre
- Nanyuki Town Centre, Laikipia
- Chaka Market Centre, Nyeri
- Ndaragwa Market Centre, Nyandarua
- Endarasha Market Centre, Nyeri
- Nyahururu Town Centre
- Kiawara Town Centre, Nyeri
- Nakuru Town Centre, Nakuru
- Rumuruti Town Centre, Laikipia
- Nyeri Town Centre branch
22. TAI SACCO SOCIETY
Headquarters: Tai Plaza, Uplands/Limuru Road, Githunguri Town, Kiambu
Contacts: P.O. Box 718-00216, Githunguri. Telephone: 020-2014150/ 020-2010334. Email: taisacco@yahoo.com OR info@taisacco.coop
TAI SACCO Branches
- Githurai Town Centre, Kiambu
- Gatundu Town Centre, Kiambu
- Kamwangi Town, Kiambu
- Kagwe Trading Centre
- Kigumo Town Centre
- Ruiru Town Centre
- Thika Town Branch
- Kimende Centre Branch, Kiambu
23. STIMA SACCO SOCIETY LIMITED Branches and Contacts
Headquarters: Stima SACCO Plaza, Mushembi Road, Parklands, Nairobi City.
Contacts: P.O. Box 75629-00200 Nairobi, Cell phone: 0703-024-024, 0724-253-918, 0703-024-000. Email: info@stima-sacco.com
STIMA SACCO Branches
- Mombasa Town CBD, Mombasa
- Nakuru Town Centre
- Kisumu Town Centre
- Olkaria Trading Centre, Nakuru
- Eldoret Town CBD
- Embu Town Centre
- Nairobi City centre- CBD
- Nairobi, KAWI Centre – South C
24. MWALIMU NATIONAL SACCO SOCIETY LTD
Headquarters: Mwalimu Towers, Upper Hill, Nairobi Town
Contacts: P.O. Box 62641-00200, Nairobi. Telephone: 020-29560000 or 0709-898-000, Email: mwalimu@mwalimunationalsacco.coop OR akiao@mwalimunationalsasacco.coop
Mwalimu National SACCO Branches
- Kisumu Town Centre
- Nyeri Town Centre
- Webuye Town Centre
- Kisii Town Centre
- Mombasa Town Centre
- Nairobi TSC Branch
- Eldoret Town Centre
- Nakuru Town Centre
- Meru Town Centre
- Kitui Town Centre
- Machakos Town Centre
- Kakamega Town Centre
- Nairobi Tom Mboya Street Branch
- Embu Town Centre
- Homabay Town Centre
- Nairobi – Upper Hill Branch
- Thika Town Centre
- Kapenguria Branch – Makutano Trading Centre, West Pokot
25. MUKI SACCO SOCIETY Branches and Contacts
Headquarters: Muki House, Ndunyu Njeru Road
Contacts: P.O. Box 398-20318, North Kinangop. Cell phone: 0711-794-957, Email: Muki.group@yahoo.com
MUKI SACCO Branches
- Engineer Market Centre, Nyandarua
- Miharati Market Centre
- Kwa Haraka Market Centre
- Olkalou Market Centre
- Geta Market Centre
- Murungaru Market Centre
- Shamata Town Centre
26. METROPOLITAN NATIONAL SACCO
Headquarters: Chai House, Koinange Street, Nairobi City Centre
Contacts: P.O. Box 5684-00100, Nairobi. Telephone: 020-8007509/ 02011391 or 0721-703126. Email: info@metrosacco.co.ke
Metropolitan SACCO Branches
- Thika Town Centre
- Limuru Town Centre
- Nairobi Kimathi Street Branch, Nairobi CBD
- Kisumu Town Centre
- Bungoma Town Centre
- Kiambu Town Centre
- Nakuru Town Centre
27. DIMKES SACCO SOCIETY
Headquarters: Bishop Magua House, Biashara Street, Kiambu Town.
Contacts: P.O. Box 886-00900, Kiambu Town. Cell phone: 0710-880-475, 0711-436-969. Email: dimkessacco@yahoo.com OR info@dimkessacco.co.ke
DIMKES SACCO Branches
- Nairobi – River Road, seed House
- Ngong’ Town Centre, Kajiado
- Kiserian Town Centre
- Kikuyu Town Centre, Kiambu
- Limuru Town Centre
- Wangige Market centre, Kiambu
- Banana Hill Market centre, Kiambu
- Kangemi Trading Centre Nairobi
- Githunguri Town Centre, Kiambu
- Kimende Town Centre, Kiambu
- Ruaka Town Centre, Kiambu
28. DAIMA SACCO
Headquarters: Daima Sacco Building, Embu – Mutunduri-Kianjokoma Road, Manyatta Market Centre.
Contacts: P.O. Box 2032-60100, Embu. Telephone: 020-2367460, 0725-784-406, 0722-878-770. Email: info@daimasaccoltd.com
DAIMA SACCO Branches
- Kathangariri Market Centre, Embu
- Kiriari Market centre
- Kianjokoma Market Centre
- Ishiara Market Centre
- Kibugu Market Centre
- Embu Town Centre
- Kiritiri Market Centre
Remember, to become a member of a particular SACCO in Kenya, you can visit any of their branches or use contacts of the SACCOs to reach them. Please research the SACCO, if it is registered by SASRA, its popularity, whether they give dividends, interest rates, credibility and more before joining it.
Read also:
- SACCO Paybill Number and USSD Codes for Major SACCOs in Kenya
- Kenyan Banks Paybill Numbers, Mpesa Paybill Numbers for Banks
- List of Mobile Loan Apps in Kenya and their Interest Rates
- NITA Kenya Courses, Course Duration, Requirements and Fee Structure
- List of Counties in Kenya and their Governors
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