SACCOs serve the common purpose of members by pooling resources together to help them access low-interest loans as well as save and earn dividends on their savings. This article lists some major or renowned SACCOs in Kenya, their branches and contacts.

To be a member of a SACCO, you have to fill a registration form at the SACCO branch or headquarter and do an initial minimum deposit. From there hence, you will be required to remit at least a set minimum monthly contribution to remain active in the SACCO. These contributions go towards your savings.

See also: List of SACCOs in Kenya Regulated by SASRA

You can pay your SACCO contribution through Mpesa paybill number or visit the nearest branch.

Major or popular SACCOs in Kenya have several branches across the country, apart from their main headquarters, and provide working contacts to reach them.

Branches and Contacts of Popular SACCOs in Kenya

Here is a list of some common SACCOs in Kenya with their branches and contacts. Not in any particular order.

1. AMICA SACCO (Formally MURATA SACCO)

Majorly serves farmers.

Headquartered at Mugama Unions Building, Uhuru Street, Murang’a Town.

Contacts:

P.O. Box 816-10200 Murang’a

Telephone: 060-20-30253/4 or 0729-333-444

AMICA SACCO Branches

  1. Murang’a Town Centre
  2. Thika Town Centre
  3. Kiriaini Market Centre, Kiambu
  4. Maragua Town Centre
  5. Kangema Town Centre
  6. Kandara Town Centre
  7. Kahuhia Trading Centre
  8. Kahuro Trading Centre, Murang’a
  9. Kirwara Trading Centre
  10. Kigumo Town Centre
  11. Kahatia Trading Centre
  12. Sabasaba Trading Centre
  13. Kagunduini Market Centre
  14. Gitugi Trading Centre
  15. Kangari Trading Centre
  16. Kenol Trading Centre
  17. Nairobi City Branch
2. AFYA SACCO

Headquarters: Afya Centre, Tom Mboya Street, Nairobi City Centre

Contacts:

P.O. Box 11607 – 00400, Nairobi.

Telephone: 2223970/2223961

Email info@afyasacco.com

Afya SACCO Branches

  1. Afya Centre, Nairobi
  2. Nairobi –KNH Branch
  3. Nakuru Hospital Branch
  4. Eldoret – MTRH Branch
  5. Kisii Hospital Branch
  6. Kakamega Hospital
  7. Kisumu Hospital Branch
  8. Mombasa Hospital
  9. Meru Hospital Branch
  10. Nyeri Hospital Branch
3. BIASHARA SACCO

Headquarters: Biashara Sacco Building, Kimathi Way, Nyeri Town.

Contacts:

P.O. Box 1895-10100, Nyeri.

Telephone: 061- 2034206/7 or 0722-557-188

Email: biasharasacco@yahoo.com

Biashara SACCO Branches

  1. Rware Market centre, Nyeri
  2. Karatina Town centre
  3. Othaya Town centre, Nyeri
  4. Mukurweini Town Centre, Nyeri
  5. Kiawara Town Centre, Nyeri
  6. Nanyuki Town, Laikipia
  7. Embu Town centre
  8. Thika Town centre
  9. Nairobi City Branch
4. BINGWA SACCO

Headquarters: Tea Growers Complex, Kutus/Karatina Rd, Kerugoya Town.

Contacts:

P.O Box 434-10300, Kerugoya

Telephone: 020-3577823/060-2021278/060-2021014

  1. Kagumo Town centre, Kirinyaga
  2. Kimunye Market Centre
  3. Karumandi Market Centre
  4. Kiangai Market Centre
  5. Kiamutugu Market Centre
  6. Kibirigwi Market Centre
  7. Kagio Town Centre
  8. Ngurubani Town
  9.  Nairobi Town Branch, Nairobi
  10. Kutus Town Branch
  11.  Kianyaga Town Centre
  12.  Gatwe Shopping Centre
5. BORESHA SACCO

Headquarters: Teachers Plaza, Market Road, Eldama Ravine Town, Baringo County

Contacts: 

P.O. Box 80-20103, Eldama Ravine

Cell phone: 0720-200-689/0734-200-004

Email: info@boreshasacco.co.ke

Boresha SACCO Branches

  1. Kabarnet Town Centre,Baringo
  2. Marigat Town
  3.  Mogotio Townaringo
  4. Kabartonjo Town centre
  5. Mochongoi Market centre
  6. Barwessa Market centre
  7. Eldoret Town Centre, Uasin Gishu
  8. Chemolingot Market centre
  9.  Eldama Ravine Town Office
  10.  Nakuru Town Centre
  11.  Kapsabet Town Centre, Nandi
  12. Tenges Town Centre
  13.  Mumberes Market Centre
  14.  Kapsaraman Market Centre
  15.  Kisanana Market Centre
6. CAPITAL SACCO

Headquarters: MACCU Building, Kenyatta Highway, Meru Town

Contacts: 

P.O. Box 1479-60200, Meru

Telephone: 064-31446/0708-843-287/8

Email: info@capitalsacco.co.ke

CAPITAL SACCO Branches

  1. Kanyakine Market centre, Meru
  2. Gatimbi Market centre
  3.  Nkubu Market centre
  4. Kinoro Market centre
  5. Githongo Market Centre
  6.  Timau Town
  7.  Kionyo Market centre
  8.  Kibirichia Market centre
  9.  Mitunguu Market centre
  10.  Kiangua Market centre
  11.  Igoji Market centre
  12.  Chaaria Market centre
  13.  Kangeta Market centre
  14.  Nairobi City CBD Branch
7. CHAI SACCO SOCIETY

Headquarters: KTDA Plaza, Moi Avenue, Nairobi City

  1. Nairobi Town Centre – FOSA
  2. Litein Town centre, Kericho
  3. Mombasa Town centre
  4.  Nkubu Town centre, Meru
  5. Kisii Town centre
8. IMARISHA SACCO

Headquarters: Kipsigis Teachers Co-op House, Kericho-Nakuru Highway, Kericho Town

Contacts:

P.O. Box 682-20200, Kericho

Cell phone: 0720-290 222/0723-975-920/0709 578 000

Email: kerichohq@imarishasacco.co.ke

IMARISHA SACCO Branches

  1. Bomet Town Centre
  2. Litein Town Centre, Kericho
  3. Awasi Trading Centre, Kisumu
  4. Ndanai Market Centre, Bomet
  5. Nandi Hills Town Centre, Nandi
  6. Mulot Trading Centre, Bomet
  7. Keringet Town Centre, Nakuru
  8. Eldoret Town Centre, Uasin Gishu
9. KENYA POLICE SACCO SOCIETY

Headquarters: Kenya Police Sacco Plaza, Ngara Rd, Ngara, Nairobi City

Contacts:

P.O. Box 51042-00200, Nairobi

Cell phone: 0709-825-000

Email: info@policesacco.com

Kenya Police SACCO Branches

  1. Mombasa Town CBD
  2.  Eldoret Town CBD, Uasin Gishu
  3. Kisii Town Centre, Kisii
  4. Meru Town Centre
  5.  Nyeri Town Centre
  6.  Kakamega Town Centre
  7.  Nakuru Town Centre
10. KITUI TEACHERS SACCO

Headquarters: Kitui Teachers Sacco Plaza, Kalundu Road, Kitui Town

Contacts:

P.O. Box 254-90200, Kitui

Telephone: 044-4422721/020-8014596

Email: kituiteachers@jambo.co.ke

info@kituiteacherssacco.com

Kitui Teachers SACCO Branches

  1. Mwingi Town Centre
  2.  Mutomo Town CentreKitui
  3. Kyuso Town Centre
  4.  Mutito Branch- Zombe Town Centre
  5.  Makindu Trading Centre, Makueni
11. K- UNITY SACCO

Headquarters: Mapa House 8th Floor, Biashara Street, Kiambu Town

Contacts:

P.O. Box 268-00900, Kiambu

Telephone: 066-2022060/066-2222201 or 0707-424-774

Email: info@unityfinance.co.ke

info@k-unity.co.ke

K-Unity SACCO Branches

  1. Githunguri Town
  2.  Kagwe Town Centre
  3.  Suswa Town Centre, Narok
  4. Kiriita Town Centre
  5.  Limuru Town, Ushiriki Building
  6.  Wangige Town Centre, Kiambu
  7. Kikuyu Town Centre, Kiambu
  8. Mai-Mahiu Town Centre, Nakuru
  9. Gikomba Market – Nairobi
  10.  Banana Town Centre, Kiambu
  11. Naireka Enkare Trading Centre, Narok
  12. Wakimbo Trading Centre, Nyandarua
  13. Ruaka Trading Centre, Kiambu
12. KWETU SACCO

Headquarters: Mwalimu Centre, Syokimau Road, Machakos Town

Contacts:

P.O. Box 818-90100, Machakos

Telephone: 044-20160/044-20806 or 0722-840-682

Email: info@kwetusacco.com

KWETU SACCO Branches

  1. Kibwezi Town Centre, Makueni
  2. Wote Town Centre
  3.  Emali Town Centre
  4.  Kikima (Mbooni) Trading Centre
  5.  Matuu Town Centre, Machakos
  6. Kangundo Town Centre, Machakos
  7. Mashuru Town Centre, Kajiado
  8. Nunguni Market Centre, Makueni
  9. Mwala Market Centre, Machakos
13. MAGEREZA SACCO

Headquarters: Mageso Chambers, Moi Avenue, Nairobi City Centre

Contacts:

P.O. Box 53131-00200, Nairobi

Telephone: 2244138/342701/ 2248614 or 0716-315-155

Email: magereza@magerezasacco.coop

magereza@magerezasacco.co.ke

Magereza SACCO Branches
  1. Mombasa Town Centre
  2.  Eldoret Town Centre
  3.  PSTC- Ruiru Town Centre, Kiambu
  4. Kisumu Town Centre
14. WANANCHI SACCO

Headquarters: Wananchi Sacco Building, Nyeri-Othaya-Kiriani Road

Contacts:

P.O. Box 910-10106, Othaya

Telephone: 061-3152248/ 061-3152174/ 0722-299 265

Email: info@wananchi-sacco.co.ke

info@wananchisacco.coop

Wananchi SACCO Branches

  1. Nyeri Town Centre
  2. Karatina Town Centre
  3. Chaka Trading Centre
  4. Mweiga Trading Centre
  5. Subukia Trading Centre, Nakuru
  6. Dundori -Mirangine Gwakiongo Market Centre, Nyandarua
  7. Gakindu Market Centre, Nyeri
  8. Nakuru Town Centre
15. WAKENYA PAMOJA SACCO

Contacts:

Headquarters: P.O Box 829-40200, Kisii

Telephone: 058-30220/1 or 0736-856-060

Email: wpsacco@wakenyapamojasacco.com

Wakenya Pamoja SACCO Branches

  1. Ogembo Town Centre, Kisii
  2. Keroka Town Centre, Nyamira
  3. Kebirigo Town Centre, Nyamira
  4. Nyamaiya Market Centre, Nyamira
  5. Magombo Market Centre
    Nyamira 6 Nyamache Market Centre
    Kisii 7 Marani Market Centre, Kisii
  6. Nyamarambe Market Centre, Kisii
  7. Tabaka Market Centre, Kisii
  8. Oyugis Town Centre, Homabay
  9. Ikonge Market Centre, Nyamira
  10. Kisii Town Centre
16. VISION AFRIKA SACCO

Headquarters: Kenyatta Avenue, Rajdeep Building, Nakuru Town Centre

Contacts:

P.O. Box 18263-20100, Nakuru

Cell phone: 0708-215-716/ 0716-291-514

Email: visionafrica@gmail.com

Vision Arika SACCO Branches

  1. Gilgil Town Centre
  2. Naivasha Town Centre
  3. Molo Town Centre
  4. Nakuru Town Centre
17. UNIVERSAL TRADERS SACCO

Headquarters: Traders House, Syokimau Road, Machakos Town

Contacts:

P.O Box 2119-90100, Machakos

Cell phone: 0716-127-102

Email: info@universaltraders.co.ke

dmutunga@universaltraders.co.ke

18. UNAITAS SACCO SOCIETY LIMITED

Headquarters: Cardinal Otunga Plaza, Kaunda street, Nairobi City Centre

Contacts: P.O. Box 38721 – 00100, Nairobi

Cell phone: 0721-244-139/ 0775-530-310

Email: info@unaitas.com

UNAITAS SACCO Branches

  1. Murang’a Town Centre
  2.  Kangari Trading Centre, Murang’a
  3. Kanyenya-ini Trading Centre, Murang’a
  4. Gatura Trading Centre, Murang’a
  5. Kahatia Trading Centre, Murang’a
  6. Kiria-ini Trading Centre, Murang’a
  7. Mununga Trading Centre, Murang’a
  8. Kangema Town Centre, Murang’a
  9. Githumu Trading Centre, Murang’a
  10. Thika Town Centre, Kiambu
  11. Juja Trading Centre, Kiambu
  12. Nairobi -Temple Road, Nairobi
  13. Kasarani Area – Nairobi
  14.  Ongata Rongai Town Centre, Kajiado
  15. Nakuru Town Centre
  16.  Mlolongo Trading Centre, Machakos
  17. Gatundu Town Centre, Kiambu
  18. Nairobi – Kawangware Trading Centre
  19. Naivasha Town Centre
  20. Embu Town Centre
  21.  Meru Town Centre
  22.  Kisii Town Centre
  23.  Eldoret Town Centre
  24. Kisumu Town Centre
  25. Nairobi, Cardinal Otunga Plaza
  26. Nairobi, Gikomba Market Branch
19. UKULIMA SACCO

Headquarters: Ukulima Co-operative House, Haile Selassie Avenue, Nairobi City Centre

Contacts: P.O. Box 44071-00100, Nairobi

Telephone: 020-2785000 or 0720-179-991

Email: info@ukulimasacco.coop

UKULIMA SACCO Branches

  1. Kisumu Town Branch
  2. Mombasa Town Branch
  3. Eldoret Town Centre
  4.  Nairobi, Ukulima Co-op House
  5. Embu Town Centre
  6. Nakuru Town Centre
  7.  Kisii Town Centre
20. TOWER TEACHERS SACCO SOCIETY

Headquarters: Tower SACCO FOSA Building, Nyahururu- Ol’kalou Road, Ol’Kalou Township, Nyandarua county.

Contacts:

P.O. Box 259-20303, Ol’Kalou

Cell phone: 0723-836-421/ 0733-416-492

Email: info@towersacco.co.ke

Tower Teachers SACCO Branches

  1. Engineer Trading Centre, Nyandarua
  2. Ndaragwa Trading Centre, Nyandarua
  3. Gilgil Town Centre, Nakuru
  4. Nyahururu Town Centre, Nyandarua
  5. Miharati Trading Centre
  6. Naivasha Town Centre, Naivasha
  7. Mararal Town Centre, Samburu
  8. Nakuru Town Branch,
  9.  Rumuruti Town Centre, Laikipia
  10. Ol Kalou Town Centre, Nyandarua
  11. Nairobi City Branch, Nairobi
  12. Wiyumiririe Trading Centre, Laikipia
  13. Kwa – Haraka Trading Centre, Nyandarua
  14. Shamata Trading Centre, Nyandarua
  15. Mirangine Trading Centre
  16.  Murungaru Trading Centre
  17.  Narok Town Branch, Narok
21. TAIFA SACCO SOCIETY LIMITED

Headquarters: NCU Building, Gakere Road, Nyeri Town Centre

Contacts:

P.O. Box 1649-10100, Nyeri

Cell phone: 0724-635-463/ 0770-232-315/ 0770-232-328/ 0770-232-337

Email: info@taifasacco.co.ke

info@taifasacco.coop

Taifa SACCO Branches

  1. Nairobi Town CBD
  2.  Mukurweini Town Centre, Nyeri
  3. Karatina Town Centre, Nyeri
  4. Othaya Town Centre
  5.  Mweiga Town Centre
  6.  Narumoru Town Centre
  7.  Nanyuki Town Centre, Laikipia
  8. Chaka Market Centre, Nyeri
  9. Ndaragwa Market Centre, Nyandarua
  10. Endarasha Market Centre, Nyeri
  11. Nyahururu Town Centre
  12.  Kiawara Town Centre, Nyeri
  13. Nakuru Town Centre, Nakuru
  14. Rumuruti Town Centre, Laikipia
  15. Nyeri Town Centre branch
22. TAI SACCO SOCIETY

Headquarters: Tai Plaza, Uplands/Limuru Road, Githunguri Town, Kiambu

Contacts: P.O. Box 718-00216, Githunguri

Telephone: 020-2014150/ 020-2010334

Email: taisacco@yahoo.com

info@taisacco.coop

TAI SACCO Branches

  1. Githurai Town Centre, Kiambu
  2. Gatundu Town Centre, Kiambu
  3. Kamwangi Town, Kiambu
  4. Kagwe Trading Centre
  5.  Kigumo Town Centre
  6.  Ruiru Town Centre
  7.  Thika Town Branch
  8.  Kimende Centre Branch, Kiambu
23. STIMA SACCO SOCIETY LIMITED

Headquarters: Stima SACCO Plaza, Mushembi Road, Parklands, Nairobi City.

Contacts:

P.O. Box 75629-00200 Nairobi

Cell phone: 0703-024-024, 0724-253-918, 0703-024-000

Email: info@stima-sacco.com

STIMA SACCO Branches

  1. Mombasa Town CBD, Mombasa
  2.  Nakuru Town Centre
  3. Kisumu Town Centre
  4.  Olkaria Trading Centre, Nakuru
  5. Eldoret Town CBD
  6.  Embu Town Centre
  7.  Nairobi City centre- CBD
  8.  Nairobi, KAWI Centre – South C
24. MWALIMU NATIONAL SACCO SOCIETY LTD

Headquarters: Mwalimu Towers, Upper Hill, Nairobi Town

Contacts:

P.O. Box 62641-00200, Nairobi

Telephone: 020-29560000 or 0709-898-000

Email:  mwalimu@mwalimunationalsacco.coop

akiao@mwalimunationalsasacco.coop

Mwalimu National SACCO Branches

  1. Kisumu Town Centre
  2.  Nyeri Town Centre
  3.  Webuye Town Centre
  4.  Kisii Town Centre
  5.  Mombasa Town Centre
  6.  Nairobi TSC Branch
  7.  Eldoret Town Centre
  8.  Nakuru Town Centre
  9.  Meru Town Centre
  10. Kitui Town Centre
  11.  Machakos Town Centre
  12.  Kakamega Town Centre
  13. Nairobi Tom Mboya Street Branch
  14. Embu Town Centre
  15. Homabay Town Centre
  16.  Nairobi – Upper Hill Branch
  17.  Thika Town Centre
  18.  Kapenguria Branch – Makutano Trading Centre, West Pokot
25. MUKI SACCO SOCIETY

Headquarters: Muki House, Ndunyu Njeru Road

Contacts:

P.O. Box 398-20318, North Kinangop

Cell phone: 0711-794-957

Email: Muki.group@yahoo.com

MUKI SACCO Branches

  1. Engineer Market Centre, Nyandarua
  2. Miharati Market Centre
  3.  Kwa Haraka Market Centre
  4.  Olkalou Market Centre
  5.  Geta Market Centre
  6.  Murungaru Market Centre
  7.  Shamata Town Centre
26. METROPOLITAN NATIONAL SACCO

Headquarters: Chai House, Koinange Street, Nairobi City Centre

Contacts:

P.O. Box 5684-00100, Nairobi

Telephone: 020-8007509/ 02011391 or 0721-703126

Email: info@metrosacco.co.ke

Metropolitan SACCO Branches

  1. Thika Town Centre
  2.  Limuru Town Centre
  3.  Nairobi Kimathi Street Branch, Nairobi CBD
  4.  Kisumu Town Centre
  5.  Bungoma Town Centre
  6.  Kiambu Town Centre
  7.  Nakuru Town Centre
27. DIMKES SACCO SOCIETY

Headquarters: Bishop Magua House, Biashara Street, Kiambu Town.

Contacts:

P.O. Box 886-00900, Kiambu Town

Cell phone: 0710-880-475, 0711-436-969

Email: dimkessacco@yahoo.com

info@dimkessacco.co.ke

DIMKES SACCO Branches

  1. Nairobi – River Road, seed House
  2. Ngong’ Town Centre, Kajiado
  3. Kiserian Town Centre
  4.  Kikuyu Town Centre, Kiambu
  5. Limuru Town Centre
  6.  Wangige Market centre, Kiambu
  7. Banana Hill Market centre, Kiambu
  8. Kangemi Trading Centre Nairobi
  9. Githunguri Town Centre, Kiambu
  10. Kimende Town Centre, Kiambu
  11. Ruaka Town Centre, Kiambu
28. DAIMA SACCO

Headquarters: Daima Sacco Building, Embu – Mutunduri-Kianjokoma Road, Manyatta Market Centre.

Contacts:

P.O. Box 2032-60100, Embu

Telephone: 020-2367460, 0725-784-406, 0722-878-770

Email: info@daimasaccoltd.com

DAIMA SACCO Branches

  1. Kathangariri Market Centre, Embu
  2. Kiriari Market centre
  3. Kianjokoma Market Centre
  4.  Ishiara Market Centre
  5.  Kibugu Market Centre
  6.  Embu Town Centre
  7.  Kiritiri Market Centre

Remember, to become a member of a particular SACCO in Kenya, you can visit any of their branches or use contacts of the SACCOs to reach them. Please research on the SACCO, if it is registered by SASRA, popularity, whether they give dividends, interest rates, credibility and more, before you join it.

Also read:

  1. SACCO Paybill Number and USSD Codes for Major SACCOs in Kenya
  2. Kenyan Banks Paybill Numbers, Mpesa Paybill Numbers for Banks
  3. List of Mobile Loan Apps in Kenya and their Interest Rates
  4. NITA Kenya Courses, Course Duration, Requirements and Fee Structure
  5. Public TVET Colleges in Kenya
  6. IAT Kenya Courses in Computer and Business, Requirements and Fee Structure
  7. List of Counties in Kenya and their Governors
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